Free loft & cavity wall insulation in Scotland in 2018
Cavity wall insulation and loft insulation grants are accessible in Scotland through the Government ECO energy efficiency scheme. Currently wall insulation and loft insulation are free for a limited period if your home is suitable. To be eligible for a grant you must live in a property which has enough “carbon savings” to meet the cost of the home improvement. Alternatively your property may qualify if you claim benefits or tax credits.
Scottish insulation grant scheme
Scottish Energy Grants provide information and access to home insulation grants in Scotland through the Energy Company Obligation (ECO). The ECO scheme helps to cut levels of harmful carbon dioxide emissions and tackle fuel poverty by providing funding for home energy efficiency improvements.
- ECO is backed by the UK & Scottish Government, and is part of the drive to improve our carbon footprint by lowering emission levels
- The largest energy companies provide grant funding to pay for home energy efficiency improvements like cavity wall insulation
- In 2018 many homes in Scotland are not insulated correctly, which leads to higher heating bills
- Insulating your roof and walls can save £100’s per year on home energy costs
Cavity wall insulation
Cavity Wall Insulation stops heat escaping out through the walls of your home. Around 35% of heat in the average home in Scotland and the UK is lost through the outer walls of the house. Under the current Government Insulation Grants Scheme, hundreds of thousands of Scottish and UK homeowners, landlords and private tenants qualify for a grant for wall insulation.
If your home was built after 1920, it probably has walls with a gap or cavity between them. Cavity wall insulation fills that gap, keeping the warmth in to save energy. It can also help reduce condensation inside the house if this is a problem on your external walls.
What is wall insulation?
The cavity wall insulation that is installed through the wall insulation grant scheme a man-made fibre similar to loft insulation, but finely chopped to fit in between your walls. It is moisture proof and cannot pass dampness from your exterior wall to the interior wall via the cavity.
Installing cavity wall insulation is like putting a coat on your house. The insulation keeps the heat in, meaning that you can have your central heating on for less time, or turn in down to a lower level. This costs you less in gas / fuel bills and reduces harmful emissions which are released into the environment. Cavity wall insulation also keeps your home cooler in the summer.
Is cavity wall insulation suitable for your house?
Your house will usually be suitable for cavity wall insulation if:
- your external walls are unfilled cavity walls
- the wall cavity is at least 50mm wide
- the masonry is in good condition
- it is more than ten years old
Cavity wall insulation – benefits
Cavity Wall Insulation stops heat escaping out through the walls of your home. Around 35% of heat in the average home in Scotland and the UK is lost through the outer walls of the house. Under the current Government Insulation Grants Scheme, hundreds of thousands of Scottish and UK homeowners, landlords and private tenants qualify for a grant for cavity wall insulation.
If your home was built after 1920, it probably has walls with a gap or cavity between them. Wall insulation fills that gap, keeping the warmth in to save energy. It can also help reduce condensation inside the house if this is a problem on your external walls.
How much can you save?
|Detached||Semi detached||Mid terrace||Bungalow||Flat|
|Fuel bill savings (£/year)||£225||£150||£95||£105||£70|
|Typical installation cost||£720||£475||£370||£430||£330|
|Payback time||5 Years or fewer|
|Carbon dioxide savings (kgCO2/year)||1,120 kg||670 kg||410 kg||450 kg||310 kg|
|These are estimated figures based on insulating a gas-heated home. Figures are based on fuel prices as of April 2017.
Energy Savings Trust
Do I already have Cavity Wall Insulation?
If you think you already have wall insulation it is recommended that you ask an approved energy assessor to check. It is a simple process. Fill in the insulation enquiry form for more information.
How do I get free wall insulation?
Getting a free insulation grant in Scotland is a straightforward process. You can arrange an appointment with an authorised Energy Grants Surveyor by entering your details in the Insulation Grant Enquiry Form opposite.
A certified and approved insulation surveyor will then contact you to arrange a cavity wall survey. This involves drilling a small hole in your external wall and looking inside with a borescope to see if your walls have a cavity, and if they already have insulation.
The surveyor will then fill out a grant application and the cavity wall insulation company will then come and fill your walls.
Heat loss in a home without adequate loft insulation or wall insulation
If you do not have adequate insulation in your walls or roof your home is losing heat – In an uninsulated home 25% of heat is lost through the roof, and around 35% escapes through the outer walls. This means that a huge percentage of your heating costs are being wasted. By insulating your property you can save £100’s each year on unnecessarily high fuel bills.
Your home will be easier to keep warm and you will be helping the environment by reducing carbon emissions.
Government Loft Insulation Grants
Your home will probably already have Loft Insulation but two thirds of homes in Scotland and the UK don’t have the recommended level, 270mm or 11 Inches. This is the level of loft insulation needed to stop severe heat loss in the average home.
It is common to assume that your home has effective loft insulation when you are actually spending a fortune on high gas and electricity bills
If your loft is not insulated properly, you are probably losing 25% of heat through your roof. Government grants for loft insulation are currently available for all home owners, landlords and private tenants in Scotland who meet the criteria for Energy Company Obligation (ECO) Funding.
What is loft insulation?
Loft insulation is essential. Heat rises in your home and escapes quickly through your loft or attic and out the roof.. This costs us all a fortune as we try to keep our houses warm. Loft insulation make it increasingly difficult for heat to pass through the roof, trapping the escaping heat and effectively “keeping it in”.
The insulation is fitted between and across the joists in your loft, and gives you a protective, sealed area in the home, which stays warm for longer. meaning it costs less to heat your home as your central heating or fire is on for less time.
In most cases the insulation installation process takes less than two hours to complete, depending on the amount of loft insulation needed. Loft insulation is guaranteed for 40 years.
The main benefits of having loft insulation installed are:
- Saves money on your heating bills
- Loft Insulation reduces carbon emissions
- Insulation makes your home warmer during winter, and cools it in summer, getting the best of both worlds
- Increases your home’s energy performance rating, making it cheaper to run.
Insulating your loft is a simple and effective way to stop that waste and cut the amount you spend on heating your home. Loft insulation is effective for at least 40 years, and it will save you around £175 a year on heating costs These figures are estimated figures based on insulating a gas-heated, semi-detached home with three bedrooms.
If you heat your home with an alternative fuel type or live in a larger detached house, your annual savings will increase. Effective home insulation is one of the most simple and effective ways to save energy and money.
A qualified and government approved insulation grants surveyor will come and give your home a quick check to make sure it’s suitable, and fill in the grant application form. You your free insulation will be installed a short time later, simple.
What if I already have Loft Insulation?
If you already have loft insulation it is best that you check and see if you have the recommended levels for heat loss prevention. You should have 270mm (11 inches) in your attic. If you have any less than this your loft is not insulated correctly.
How do I get free loft insulation?
Getting a loft insulation grant in Scotland is a straightforward process. You can arrange an appointment with an authorised Energy Grants Surveyor by entering your details in the Insulation grant form opposite. An insulation surveyor will then contact you to arrange a loft insulation survey. He will check to see if your you have the recommended level of insulation.
The surveyor will then fill in a form with you and arrange an installation date for your free insulation to be fitted.
Insulation grants in Scotland 2018 – FAQ
Can I still get free cavity wall insulation in Scotland?
Yes, both cavity wall insulation and loft insulation grants are still available for many properties in Scotland. Funding is available through the Energy Company Obligation (ECO). This scheme was attached to the “Green Deal” and is designed to help reduce carbon dioxide emissions and to help households which are deemed to live in “fuel poverty” with the cost of rising energy bills. There are some restrictions in the eligibility criteria and many smaller properties do not qualify for a grant unless the occupants of the property receive benefits or tax credits.
How much insulation should I have in my loft?
The recommended thickness for blanket style loft insulation (glass wool or mineral wool) is 270mm, or approximately 11 inches. Many properties in Scotland currently have some level of loft insulation. A large percentage do not meet recommended depth. It is worthwhile checking your loft or attic because regulations have changed a number of times over the last few years and your home insulation may have been fitted during the period when less was required.
Many pensioners still qualify for an energy efficiency grant
Under the ECO scheme any occupant of a property who meets the criteria below may qualify for an energy efficiency grant if their property is suitable.
- Child Tax Credit
- Working Tax Credit
- Universal Credit
- Pension Guarantee Credit – you won’t be eligible if you only claim Pension Savings Credit
- Income Support
- income-based Jobseeker’s Allowance
- income-related Employment and Support Allowance
If you claim Child Tax Credits, Working Tax Credit, or Universal Credit your eligibility will depend on your income. ECO
What if I am a Landlord with several properties in Scotland?
There is no restriction on the number of properties you own for which free insulation can be claimed. However, the property’s eligibility depends on the tenant’s circumstances and not the landlord’s.
So a landlord who owns several properties can claim an insulation grant for all of them. However the tenant must be on benefits or tax credits to be eligible for a home insulation grant. This includes loft and cavity insulation.
Who installs my insulation if I qualify?
The Government vets all installers on the scheme.. Scottish Energy Grants carry out an initial inspection and survey of your property to find out if you qualify for a free grant. We then pass your details to a Government approved insulation installer in your area. The company who install your loft or cavity wall insulation will depend on which part of Scotland you live in.
Who pays for insulation grants?
The major UK utility companies set aside funding to help with rising energy costs:
- British Gas
- Scottish Power
- EDF Energy
The Government has instructed these energy companies that they are obligated to help reduce emissions and help poorer sections of society cope with rising heating bills. Insulation grants are available in Scotland for those who meet the eligibility criteria.
Updates to ECO 3 qualification criteria in Scotland Autumn 2018
Thousands of properties in Scotland are about to benefit from changes to the ECO grant scheme. Even more households on a lower income will now qualify due to new plans to extend the offer to parents who claim child benefit.
Those in receipt of Child Benefit will only be eligible if their household income is
below the following thresholds:
|ECO Eligibility||Number of children <16 or <20 in Full Time Education|
|1||2||3||4 or more|
|Member of a
|Figures taken from https://www.ofgem.gov.uk/system/files/docs/2018/07/eco3_consultation.pdf|
Parts of Scotland we cover
Although we are based near Edinburgh we have loft and cavity wall insulation surveyors who cover most of Scotland. If you live in Southern or Central Scotland we can arrange a free home survey within a day or two. For properties in other Scottish regions that need insulated we aim to provide home energy surveys within 1 -2 weeks. From survey to install the time scale is approximately 3 weeks.