Free Loft Insulation Scotland

Free loft insulation grants in Scotland 2024 –

Free loft Insulation in Scotland
Free loft insulation in Scotland

Your home may qualify for free loft insulation in Scotland if you claim specific benefits or tax credits. Installing loft and cavity wall insulation is the most effective way to reduce energy bills.

Government grants for free loft insulation and cavity wall insulation in Scotland are accessible via the ECO4 scheme. This is an environmental programme that aims to lower carbon emissions by making Scottish homes more energy-efficient.

What is the ECO4 insulation grant scheme?

As the cost of energy bills continues to increase, more and more Scottish households are deemed to live in fuel poverty. This means that over 10% of your household income is used to cover the cost of your central heating and electricity bills.

To address this, the government has obligated energy suppliers to put money aside to help the most vulnerable households meet the cost of rising domestic energy bills.

If your property has a low energy rating, and does not have gas central heating, it may meet the eligibility criteria for an insulation grant in Scotland.

In addition to property eligibility, a member of your household must receive one of the following benefits to qualify for free insulation:

  • income-based Jobseeker’s Allowance
  • Child Tax Credit
  • Working Tax Credit
  • Universal Credit
  • Pension Guarantee Credit
  • Pension Savings Credit
  • Income Support
  • income-related Employment and Support Allowance
  • Housing Benefit

How do free insulation grants work?

The UK and Scottish governments have signed an international agreement that requires all included countries to lower their carbon footprint. Each government has annual targets to meet. Reduced energy waste at home helps to achieve these goals. Part of the plan is to make all homes in Scotland more energy-efficient. Insulating your walls and loft correctly means you spend less money on heating bills.

As part of the scheme, the government has told major energy companies like British Gas, EDF, and Scottish Power, etc. to put funding aside to help pay for the cost of installing the energy-saving measures. This is why the scheme is called the Energy Company Obligation. If your home is eligible for an ECO4 insulation grant the money comes from this funding. Although technically, we all pay for it through increased energy bills.

ECO4 Scheme Eligibility Check

ECO4 Scheme Eligibility Check

Does a member of your household claim any of the following benefits? (select all that apply)

"If you or a member of your household claim child benefit your TOTAL HOUSEHOLD INCOME must be below a certain threshold.

If you do not claim any other benefits please visit the following link to find out more about child income thresholds.

ECO4 Child Benefit Grants>>

What type of home improvement grant interests you? (All measures are free of charge)

Type of grant you are interested in (check all that apply)

About your property

Your Contact Details


Why should I insulate my loft or attic?

Heat loss in a house with no insulation
Heat loss in a house with no insulation

Up to 60% of the heat you generate with your central heating escapes through the walls and roof of your house. 35% escapes through your exterior walls, and around 25% escapes up through your attic and out through your roof. Installing effective loft insulation reduces energy bills and helps maintain a comfortable temperature in your home.

Your property will probably already have loft insulation, but two-thirds of homes in Scotland don’t have the recommended level, which is 270mm or 11 inches. This depth of loft insulation material stops severe heat loss. It is common to assume that your property has effective loft insulation when you are actually spending a fortune on high gas and electricity bills.

If your loft is not insulated properly, you are losing 25% of the heat through your roof. This makes it more difficult to maintain a comfortable temperature in your living area. Loft insulation keeps the heat from your radiators in your rooms and prevents heat loss.

Government loft insulation grants are available in Scotland for all home owners, landlords, and private tenants who meet the criteria for funding.

Advantages of insulating your loft or attic

The main benefits of having loft insulation installed are:

    • Prevents the heat generated in your home escaping through your roof

    • Saves money on your heating bills. Insulating your loft can cut your heating bills by up to £225 per year (more if you are off the gas grid)

    • Loft insulation reduces carbon emissions

    • Loft insulation makes your home warmer during winter and cools it in summer, getting the best of both worlds

    • Improves your home’s energy performance rating

    • Less condensation problems

    • Loft insulation ngrants are non-repayable

What is loft insulation?

Loft Insulation Scotland
Loft Insulation Scotland

Loft insulation is insulating material that is placed in between and over the joists in your attic or roof. It can also be used to insulate your loft hatch and any water tanks or pipes in your attic space.

Heat rises in your home and escapes quickly through your roof. Insulating material makes it increasingly difficult for heat to pass through the roof, trapping the escaping heat and effectively keeping it in your living area.

Placing insulation between and across the joists in your loft gives you a protective, sealed area in the home that stays warm for longer. This means it costs less to heat your home. You don’t have to fire up your boiler or central heating for as long as the heat is kept in your rooms.

Different types of loft insulation


Sheet Insulation

Insulation Board
Insulation Board

Insulation boards are made of compact material that has insulating properties. They can be pinned to your walls, roof, or ceilings.

They greatly improve the energy efficiency of your property.

This type of insulation is used in many modern buildings due to its compactness and flexibility. They have an advantage over other types of insulation but are more expensive

Boards come in different thicknesses. The thicker they are, the more effective the insulation is.  This type is not available under the grant scheme.


Blown insulation

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Finding an approved insulation installer in Scotland

You might be unsure whether your home is suitable for loft insulation in Scotland. Let us know, and we can arrange a free, no-obligation survey with an approved energy assessor. The assessor will check the depth of your loft insulation. They will also check to see if your loft hatch needs to be insulated. And any water tanks in your attic that may need insulation. In addition, they will tell you if you are eligible for a free loft insulation grant.

What if I have a room in my roof?

Many properties in Scotland are constructed with rooms built into the attic space above the roofline. This type of building needs to be insulated in a different way from a house with a regular loft space.

This is down to the way that the living space is designed. The diagram below shows how a room roof is constructed. It also details the components that are exposed to an unheated area, including the gable walls, sloping walls, stud walls, and flat ceiling.

All of these elements are exposed and are prone to heat loss, so they must be insulated (normally with rigid insulation board or mineral wool insulation).

Diagram showing room in roof construction type in Scotland

As you can imagine, insulating this type of roof is more technical and, therefore, more expensive than installing regular loft insulation rolls, so a specialist installer is required to carry out the work.

The good news is that, provided a household member qualifies, an ECO4 grant in Scotland fully funds all types of roof insulation.

Types of insulation grants Scotland

There are a variety of funding streams available to Scottish homeowners for energy efficiency improvements. Home Energy Scotland provides partial grants and interest-free loans for energy-saving measures and renewable energy products like internal wall insulation, solar panels and air-source heat pumps. This type of government funding can also cover insulation grants in Scotland.

However, these programmes all incur a financial cost, whereas the ECO 4 scheme provides 100 home energy grants that do not have to be paid back.

How do I get free loft insulation in Scotland?

Applying for a free loft insulation grant in Scotland is a straightforward process. Arrange an appointment with an authorised energy grant surveyor by entering your details in the insulation grant form opposite. A surveyor will then contact you to arrange a loft insulation survey. He will check to see if your insulation is at the recommended depth. If you have under 100mm of insulation in your roof space, you may be eligible for a free loft insulation grant. The surveyor will fill out a form with you and arrange a date to fit your loft insulation.

Enquire about free loft insulation in Scotland